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    Cavanaugh • Smith • Hable has been providing insurance to individuals
    and small businesses in the bay area since the early 1900's.
    We are independent agents. Which means that we have access to
    numerous personal and commercial lines carriers that can provide you
    with the bestcoverage at the best price.

    Insurance is an important decision and we understand this. Our licensed
    insurance professionals can help you evy step of then way.